OTP Bank UA: лагідний банкінг

Mobile banking in Ukraine designed to give you control over your finances with ease and comfort. OTP Bank UA puts your financial wellbeing first, offering a straightforward way to manage transfers, currency exchange, deposits, loans, and everyday payments all in one app.

Handle everyday banking tasks without friction. Open a free virtual card in under a minute—choose from standard, currency, or cashback options. Send money to anyone, adjust daily limits, update your PIN, or block your card instantly if needed. Pay utility bills, settle parking fines, and repay loans on schedule. The app includes fraud protection insurance so you're covered if your card is lost or stolen.

Manage credit on your terms. Split purchases from ₴1,000 across multiple payments and buy from partner merchant stores using installment plans. The payment calendar keeps you on track for due dates, helping you avoid unnecessary penalties. If you're facing cash flow challenges, request Credit Assistance for loans with existing arrears, or get instant cash through card reinforcement—all processed within minutes.

Fund causes that matter to you through Kupa, a built-in collection tool for personal fundraising. Create a Kupa for urgent needs, accept contributions from any bank card, and share transparent reports on how funds are used. Track other people's Kupas to stay connected to causes you support.

Bonus features make daily life simpler: buy gifts and household appliances through Skybochka partnerships and receive instant card reinforcement when you need quick cash. The app updates regularly with new features tailored to what matters most to users.

OTP Bank UA combines practical functionality with genuine care for your financial peace of mind.